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Estimador de impuestos 1099-NEC e ingresos por cuenta propia
Estima el impuesto sobre el trabajo por cuenta propia, el impuesto sobre la renta y los pagos trimestrales a partir de la compensación de no empleado del Formulario 1099-NEC Casilla 1—100% privado en tu navegador.
100% Privado: Calculado al instante en tu navegador. No se almacena ningún dato en un servidor.
Datos de ingresos 1099-NEC
Introduce totales anuales de la Casilla 1. Los resultados se actualizan al escribir.
Usa tramos federales aproximados de 2026, un impuesto SE del 15.3% sobre el 92,35% del beneficio neto, la mitad del SE deducible y la deducción estándar. No modela por completo impuestos locales ni deducciones detalladas.
Resultados estimados
Impuesto SE
$10,315
Impuesto sobre la renta
$11,935
Pago trimestral
$5,562
Tasa efectiva
30.5%
Bank or Treasury interest on 1099-INT? Try the 1099-INT Interest Income Estimator
Unemployment or state refund on 1099-G? Try the 1099-G Unemployment Tax Estimator
Pension, IRA, or 401(k) on 1099-R? Try the 1099-R Retirement Distribution Tax Estimator
Canceled debt on 1099-C? Try the 1099-C Cancellation of Debt Tax Estimator
¿Tienes ingresos 1099 mixtos además de NEC? Prueba el Estimador fiscal freelance 1099
Need contractor take-home after SE tax? Try the Independent Contractor Take-Home Tax Calculator
Frequently Asked Questions
What is Form 1099-NEC and who receives it?
Form 1099-NEC reports nonemployee compensation—typically payments of $600 or more to independent contractors, freelancers, and other non-employees. If you are paid as a contractor (not a W-2 employee), Box 1 is usually the figure you use to start your self-employment tax estimate.
How is 1099-NEC different from 1099-MISC and 1099-K?
1099-NEC is for nonemployee compensation (contractor pay). 1099-MISC covers other miscellaneous income such as rents or royalties in many cases. 1099-K reports payment-card and third-party network transactions (for example marketplace or app payouts). Your situation may involve more than one form—use each form’s boxes carefully and consider the general 1099 estimator for blended income.
How does this tool calculate self-employment tax?
It applies the standard 15.3% self-employment tax framework (12.4% Social Security up to the annual wage base plus 2.9% Medicare, plus Additional Medicare Tax above the threshold) to 92.35% of your net profit after expenses, then deducts half of SE tax before estimating federal income tax with approximate 2026 brackets and the standard deduction.
Is this official tax advice or a filing tool?
No. This is a planning estimate only. It does not file returns, open an IRS account, or replace a CPA, enrolled agent, or tax software. Always verify figures against current IRS guidance and your complete tax situation.
Are my NEC amounts uploaded to a server?
No. Every calculation runs locally in your browser with React client state. Your Box 1 income, expenses, and filing details never leave your device.
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1099-NEC Tax Estimator for US Freelancers: Box 1, SE Tax, and Quarterly Set-Asides in 2026
Form 1099-NEC is the form most US freelancers and independent contractors see when a client pays $600 or more in nonemployee compensation. Box 1 is not your take-home pay—it is gross contractor income before business expenses, self-employment tax, and income tax. Planning from Box 1 without a net-profit and SE-tax model is how April surprises happen.
Start with NEC Box 1, subtract ordinary and necessary business expenses, then apply self-employment tax to roughly 92.35% of net profit at the combined Social Security and Medicare rates (about 15.3%, subject to the wage base and Additional Medicare Tax). Half of SE tax is typically deductible when estimating federal income tax. Progressive federal brackets and your state’s approximate effective rate complete a practical annual liability sketch.
Because NEC pay rarely has tax withheld, many contractors make quarterly estimated payments. Dividing your remaining annual estimate by four is a simple set-aside habit; safe-harbor rules based on prior-year tax can matter if income is volatile. Pair this NEC-focused calculator with the general 1099 Freelance Tax Estimator when you also have mixed 1099-K, 1099-MISC, or other self-employment streams.
This free 1099-NEC Income & Self-Employment Tax Estimator runs entirely in your browser—no uploads, no account, no server-side storage of your numbers. Use it to compare SE tax, income tax, quarterly due, and effective rate as you adjust expenses and filing status. It is an educational planning tool, not a substitute for professional advice or official IRS filing software.