Finance · Free browser tool
Stripe & PayPal Fee Calculator
Calculate exact transaction fees and net payouts for individual Stripe or PayPal payments in real time.
Payment details
Switch modes to price from charge or from desired payout.
Uses common US domestic online rates. International cards, currency conversion, PayPal micropayments, Stripe Billing, and Instant Payouts may differ—confirm in your dashboard.
Charged amount
$100.00
Total fee
$3.20
Net payout amount
$96.80
- Rate
- 2.90% + $0.30
- Percentage portion
- $2.90
- Fixed portion
- $0.30
Frequently Asked Questions
What rates does this calculator assume?
It defaults to common US domestic online rates: Stripe Standard at 2.9% + $0.30, and PayPal Goods & Services at 2.99% + $0.49. You can also switch to a custom percentage and fixed fee for any other processor.
What is the difference between Charged Amount and Target Payout mode?
Charged Amount mode calculates the fee and net payout from what the customer pays. Target Payout mode reverses the math to tell you exactly how much to charge so that, after fees, you receive a specific payout amount.
Does this include international cards or currency conversion fees?
No. It models standard US domestic online card rates only. International cards, currency conversion, PayPal micropayments, Stripe Billing, and Instant Payouts often carry different fees—always confirm exact rates in your account dashboard.
Can I use this to price a product to hit a specific take-home amount?
Yes—switch to Target Payout mode, enter the amount you want to receive after fees, and the calculator shows the exact amount to charge the customer.
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Quick Stripe or PayPal Fee Calculator: Real-Time Net Payout for One Platform
US Stripe Standard cards are commonly priced at 2.9% + $0.30, while PayPal Goods & Services is often 2.99% + $0.49. Net payout equals charged amount minus that fee. To land on a target payout, reverse the formula: Charged = (Payout + Fixed) ÷ (1 − Rate). Always model fees before quoting clients so subscriptions, tips, and product prices still cover your true take-home.
This tool is built for a fast, single-platform estimate—pick Stripe, PayPal, or a custom rate, and see the exact fee and net payout for one transaction. If you need to weigh Stripe against PayPal side-by-side, factor in international card and currency conversion surcharges, or reverse-calculate what to charge on each platform separately, use the Stripe vs. PayPal Fee Comparison & Reverse Calculator instead. This free calculator runs entirely in your browser for private, instant estimates.